These plans are so new that the Affordable Care has not yet recognized these plans. However this is changing rapidly as copays are increasing as well as deductibles.
For those of you who have HSAs (Health Savings Accounts), IRS regulations are also changing to allow payment of direct payment plans to be paid from those pre-tax dollars. Check with your CPA.
For those who are wondering what to do, there are other options:
Up to 450,000 more Californians may be uninsured in 2020 as a result of the penalty ending, and up to 790,000 more by 2023, boosting the state’s uninsurance rate for residents under 65 to 12.9 percent, according to the study. The individual market would suffer the biggest losses.